Home for Sale at 54 Chenault Dr, Finchville, KY 40022

54 Chenault Dr
Finchville, KY 40022

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Property Details

List Price:	$285,000
Beds:	3
Baths:	Full: 2
Status:	Active
SqFt:	1341 Square Feet
Agency:	Torrey Smith Realty Co., LLC

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Description/Comments

Lot Size:	0 sqft
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	1975
Notes:	We've done all the work from top to bottom and in between to bring this 3BR/2Bath home back to the market in MINT CONDITION! <br /> <br /> EXTENSIVE List of NEW items:<br /> Entire Roof<br /> Soapstone Countertops<br /> Marble Backsplash<br /> Gorgeous Engineered Wood Floors<br /> Kitchen Appliances<br /> Kitchen Cabinets<br /> Kitchen Sink<br /> Glass Slider Doors<br /> Complete Laundry Room<br /> Light Fixtures<br /> Designer Tile<br /> Plush Carpet<br /> Paint Throughout<br /> Concrete Driveway<br /> Landscaping<br /> <br /> Extensive structural repairs were completed to level floor and secure the home's foundation.<br /> <br /> In short, it's INCREDIBLE and MOVE-IN READY for you! This home features a welcoming foyer with your living room just off here at the front of the home. Walk through to your dining area and into your freshly updated eat-in kitchen complete with pantry + conveniently located new laundry room just off the kitchen. Your kitchen table will be brightened up by the incoming natural light from the newly installed glass slider doors, so you can take in the view of your back yard's mature natural landscape. (Of note, there's a portion of the yard fenced in--perfect area for securing little ones at play or for your four-legged family members.)<br /> <br /> You'll find three freshly painted and carpeted bedrooms off the front hall, one with an en suite bathroom as well as a full bathroom off the hallway.<br /> <br /> Current owner has just poured a new and oversized driveway and added beautiful landscaping in the front of the home. <br /> <br /> This is just such a charming place to call Home on a quaint street in the smalltown of Finchville, just minutes from back roads into Louisville + a short drive into Shelbyville. <br /> <br /> You'll love 54 Chenault Drive!
MlsNumber:	--

Listing Provided By:	Torrey Smith Realty Co., LLC, original listing
Phone:	(502) 633-0220
Office Phone:	(502) 633-0220
Agent Name:	Melinda Hardin
Disclaimer:	Copyright © 2024 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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